Privacy Notice
PRIVACY NOTICE – OMAC LIFE & PENSIONS LTD
Effective Date: 24 March 2026
1. INTRODUCTION
This Privacy Notice explains how OMAC Life & Pensions Ltd (“OMAC Life”) collects, uses, stores and protects your personal data in accordance with the General Data Protection Regulation (EU) 2016/679, the Data Protection Act 2018 and the Consumer Protection Code 2025.
2. DATA CONTROLLER
OMAC Life & Pensions Ltd acts as Data Controller. Contact details are available at info@omaclife.ie.
3. CATEGORIES OF PERSONAL DATA
We may process identification data, contact details, financial information, risk and suitability data, sustainability preferences, digital interaction data, vulnerability-related information, AML verification data, recorded communications and correspondence.
4. PURPOSES OF PROCESSING
Data is processed to provide advice, assess suitability, comply with regulatory and legal obligations, manage client relationships, maintain audit trails, protect vulnerable consumers and secure customers’ interests.
5. LEGAL BASIS
Processing is based on contractual necessity, legal obligation, legitimate interest and consent where required.
6. CPC 2025 REQUIREMENTS
In line with CPC 2025, we maintain accurate records, ensure digital communications are clear, document sustainability preferences, retain audit trails and apply enhanced protections for vulnerable consumers.
7. DATA SHARING
Data may be shared with product providers, regulators, auditors, legal advisers and authorised service providers, subject to confidentiality obligations.
8. DATA RETENTION
Data is retained for a minimum of six years after the end of our relationship or longer where required by law.
9. YOUR RIGHTS
You have the right to access, rectify, restrict, erase data, object to processing, data portability, withdraw consent and lodge a complaint with the Data Protection Commission.
10. SECURITY
We apply appropriate technical and organisational measures to protect your data.
11. INTERNATIONAL TRANSFERS
Where data is transferred outside the EEA, appropriate safeguards are applied.
12. CHANGES
This Notice may be updated from time to time. The most current version will be available on our website.